We’re a smartbank and proud of it

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ubank has been helping everyday Australians get the most of their banking over the past 13 years as Australia’s first homegrown digital only bank.

Now we’re joining forces with Australia’s first smartbank 86 400 to bring you even smarter technology and an award-winning range of products.

Our name is staying the same, as well as our commitment to helping you get the most out of your money – after all, it’s yours! We’ll keep improving and updating our technology to give you complete and secure control of your banking.

Whether you’re saving for that next holiday or looking to move into your first home, we’re here to help you hit your goals faster.

Here at ubank, we believe that you should be able to get the full banking experience without needing to step foot in a bank. Unlike traditional banks, we don’t have any physical branches which means fewer costs for us and great rates for you.

We use smart technology to bring you the most relevant information about your spending and saving so you can plan forward, as well as look backward. For example, we’ll send you friendly nudges to help you earn bonus interest each month – it’s all part of getting you ahead.